Best Travel Credit Cards

The best travel credit cards offer an array of premium perks and benefits. For both occasional travelers and frequent flyers, adding a travel credit card to your wallet is a great way to earn rewards and save money on every trip you take. At The Points Guy, our team has done the legwork and curated a selection of the best travel credit cards for any globe-trotter, whether you prefer to backpack through mountains or settle into a luxury villa for some relaxation. From generous travel credits to premium lounge access, we’ve chosen the cards packed with the best benefits to elevate your next travel experience.

Check out our list below and discover which travel credit card makes the best addition to your wallet for all of your adventures.

HDFC Bank Infinia Credit Card

Gateway to premium lifestyle – enriched with exclusive benefits

HDFC Bank Infinia Credit Card Metal Edition

Card Type
Travel and Rewards
Best Suited For
Everything
Joining Fee
Rs. 12500
Annual Fee
Rs. 12500

  • 1-year complimentary Club Marriott membership.
  • 12,500 Reward Points as an introductory benefit.
  • Unlimited access to airport lounges across the globe for both primary as well as add-on cardholders.
  • Get 5 Reward Points on every Rs. 150 spent (except fuel transactions) with your HDFC Bank Infinia Card.
  • 24×7 global concierge service.
  • Unlimited golf games at leading golf destinations in India and abroad.
  • Low foreign currency markup of 2%.
  • Dining benefits with the Good Food Trail program.
  • 1+1 complimentary buffet on weekends at participating ITC hotels.
  • 2+1 complimentary night stay at participating ITC hotels.
  • Spend-based waiver annual membership fee.
  • Get a 1% fuel surcharge waived at all fuel stations.

  • Unlimited lounge access at domestic as well as select foreign airports with the card
  • The card charges a low forex markup fee of 2% which is great for those who make frequent spends in foreign currencies
  • Unlimited complimentary golf games at premier golf courses in India and across the world

  • There are not no annual or monthly perks on the Infinia credit card
  • Earlier there were lifetime-free options but the new metal edition Infinia credit card does not have any lifetime-free benefits

  • Metallic Card
  • Complimentary nights & buffet at participating
  • ITC Hotels complimentary Club Marriott membership for first-year
  • Unlimited airport lounge access across the globe for Primary and Add-on members
  • 5 Reward Points for every ₹ 150 spent

  • 1-year complimentary Club Marriott membership.
  • 12,500 Reward Points as an introductory benefit.
  • Unlimited access to airport lounges across the globe for both primary as well as add-on cardholders.
  • Get 5 Reward Points on every Rs. 150 spent (except fuel transactions) with your HDFC Bank Infinia Card.
  • 24×7 global concierge service.
  • Unlimited golf games at leading golf destinations in India and abroad.
  • Low foreign currency markup of 2%.
  • Dining benefits with the Good Food Trail program.
  • 1+1 complimentary buffet on weekends at participating ITC hotels.
  • 2+1 complimentary night stay at participating ITC hotels.
  • Spend-based waiver annual membership fee.
  • Get a 1% fuel surcharge waived at all fuel stations.

  • Unlimited lounge access at domestic as well as select foreign airports with the card
  • The card charges a low forex markup fee of 2% which is great for those who make frequent spends in foreign currencies
  • Unlimited complimentary golf games at premier golf courses in India and across the world

  • There are not no annual or monthly perks on the Infinia credit card
  • Earlier there were lifetime-free options but the new metal edition Infinia credit card does not have any lifetime-free benefits

  • Metallic Card
  • Complimentary nights & buffet at participating
  • ITC Hotels complimentary Club Marriott membership for first-year
  • Unlimited airport lounge access across the globe for Primary and Add-on members
  • 5 Reward Points for every ₹ 150 spent


Infinia Metal Edition Credit Card is the most premium offering by the bank. It is an invite-only card and offers premium benefits like a 24×7 concierge service, unlimited domestic and international lounge access, golf privilege, and a lower foreign currency mark-up fee. As it is a reward points card, you earn 5 reward points per Rs. 150 you spend using the card. You have to pay an annual membership fee of Rs. 12,500 for this card.

American Express Platinum Travel Card

The premium lifestyle card

American Express Gold Charge Card

Card Type
Travel and Rewards
Best Suited For
GIft Vouchers | Travel
Joining Fee
Rs. 4500
Annual Fee
Rs. 4500

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As the name suggests, it is a premium travel credit card by AmEx. This card earns you 1 Membership Rewards Point for every Rs. 50 you spend using the card and comes with a plethora of benefits including (limited) complimentary domestic airport lounge access, Priority Pass membership, discount on movie tickets, and dining benefits. Since it is a travel card, you get a Taj Stay voucher (worth Rs. 10,000) as a special travel benefit on spending Rs. 4 lacs in the card’s membership year.

HDFC Bank Diners Club Black Credit Card

After Infinia, the second most premium offering by the HDFC bank is the Diners Club Black credit card. This card also earns you 5 reward points for every Rs. 150 spent. You also get a complimentary membership of some of the most popular subscription services like Amazon Prime and Zomato Pro with this card. The annual membership fee for this card is also Rs. 10,000/annum.

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